Payment links and iframe checkouts

To accept an e-commerce payment for an initial payment, you can use a BillPro payment link and checkout.

When a customer clicks a payment link, BillPro opens the secure checkout. The customer enters their card details in the secure payment iframe. And BillPro requests 3DS verification to protect you against fraud and disputes. After a successful transaction, the payment link opens the order portal.

Using BillPro, you can send a payment link by email or SMS, or you can display a QR code for the customer in person, or copy the URL to send it by digital messaging.

The feature to use payment links is active by default for the main admin user, and you can enable it for your other users.

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PCI DSS Level 1 compliance

In BillPro, merchants and customers enter card details directly into the payment gateway iframe. The payment gateway has PCI DSS Level 1 compliance. BillPro does not process or store sensitive card data. BillPro displays masked card numbers and stores tokens to represent the cards stored in the payment gateway.

Email payment link

When you create an order, to send a payment link by email to the email address in the customer's account, click Email Link on the Payment Details page.

BillPro sends the Order Ready notification email, which contains the basic order details, your merchant details, and a Proceed to Checkout button with the payment link.

We recommend that you activate all the e-commerce emails for a complete order flow. See Activate email notifications.

BillPro iframe checkouts

When the user clicks Proceed to Checkout, BillPro displays the Checkout page with all the information about the order.

The customer agrees to the terms and conditions and privacy policy, and clicks Checkout. Recurring orders always save the card.

BillPro opens the secure payment form, where the customer enters their card details and pays.

If the customer's email address has Apple Pay and/or Google Pay, then the checkout will display a tab for each available wallet, if the wallets are configured.

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Checkout expiry

The payment iframe is connected to a checkout in the payment gateway that expires in 25 minutes. If the customer enters card details after the checkout has expired, the transaction will be declined. The customer should click Checkout again to refresh the checkout and open the iframe again.

If the payment is successful, the checkout displays the Payment Successful screen and a link to the order portal. Payment links will now open the order portal.

SMS payment link

When you create an order, you can click SMS Link to send the payment link via SMS. When the customer clicks on the link, the BillPro secure checkout opens, and it is the same as for the email payment link. Check with BillPro Customer Service for SMS charges.

Display a payment link and QR code

If you communicate with your customers by digital messaging, you can copy and paste a payment link and share it in a chat window. Or if you meet your customers in person, for example, at exhibitions or trade shows, you can display a payment QR code.

On the Payment Details page, click URL and QR.

BillPro displays the URL and the QR code, which you can copy to send by chat or display to the customer.

When you display the link, the order becomes Pending. The link opens the checkout until the customer pays. If their payment is declined, the order stays Pending until a payment or card registration is approved, or until you cancel it.

Integrate with BillPro payment links and checkouts

You can also integrate with BillPro payment links and checkouts as follows.

• With a CardCorp merchant account, you can integrate with the payment link or integrate to create a custom checkout on your website. See Payment Links and Custom Checkout. To use Apple Pay and Google Pay with the custom checkout, do the extra steps.