Secure checkout

When the customer clicks on Proceed to Checkout in a payment request message or uses a payment link directly, BillPro opens a secure checkout page.

When applying for your CardCorp merchant account, you completed the PCI DSS compliance step. To maintain PCI DSS compliance, customers must enter card data directly in the checkout. And if your customers give you card data over the phone, you must enter it directly in the virtual terminal.

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PCI DSS Level 1 compliance

In BillPro, merchants and customers enter card details directly into the payment gateway iframe. The payment gateway has PCI DSS Level 1 compliance. BillPro does not process or store sensitive card data. BillPro displays masked card numbers and stores tokens to represent the cards stored in the payment gateway.

Secure checkout page

The secure checkout page displays the merchant details and the full details of the products and pricing, fees, discounts, and tax. It also has a link to your terms and conditions and privacy policy.

The customer must agree to the terms and conditions and privacy policy to continue. If you offer it, they can also choose to save their card.

When the customer clicks Checkout, the secure payment form opens. The customer enters card details to pay or register their card.

Apple Pay and Google Pay are available if you request the configuration. If the customer's email address has Apple Pay and/or Google Pay, then the checkout will display a tab or button for each wallet.

If the customer takes over 25 minutes to enter their card details, the checkout ID expires. The customer must reload the page to try the payment again.

The checkout will display a confirmation message if the customer's transaction is approved.

The customer can click on the Go to Order Portal button to view the full details of their order, and manage cards for recurring payments. If PDF invoicing is active, the customer can download invoices, receipts, and credit notes. All payment links will now also open the customer's order in the order portal.

If the customer's transaction is declined, the checkout will display a message with the Retry Payment button.

The customer can then try the declined payment again.